Data provided 'as is' without warranty and subject to error and change without notice.Īll templates downloadable below are in US letter paper size (8.5 by 11 inches - as used in the USA, Canada, Mexico, the Philippines and some South American countries). All content of this website is copyright © 2011-2024 Calendarpedia®. Not for commercial distribution or resale. All our weekly calendar templates are blank, macro-free, editable and printable and may be used free of charge for non-commercial use, provided that the Calendarpedia logo, the copyright notice ("© Calendarpedia®, and the disclaimer ("Data provided 'as is' without warranty") are not removed. The files can be easily modified and adapted to meet your specific requirements, then saved and used again at a later stage. More free Word calendar templates are also available from the Microsoft template gallery (calendar section). Read more about the various Word versions and file formats on Wikipedia. Also compatible with Microsoft Office for Mac (macOS) and Microsoft Office mobile for iPad/iOS, Android and Windows 10 mobile. If you have one of the older versions of Word that only supports the ".doc" format (Word 2000, 2002/XP and 2003), or if you don't have Word installed, use Microsoft Office Online or one of the free Microsoft Word/Microsoft Office alternatives FreeOffice TextMaker, LibreOffice Writer and Google Docs, which are all free of charge ( OpenOffice Writer unfortunately has formatting problems when opening our calendars), or use a docx to doc converter (available for online or offline use). They are saved in Microsoft Word ".docx" format and can be used with the newer versions of Word that support the XML document standard (files with ".docx" extension - Word 2007 to 2021 and Office 365). The templates are blank, printable and macro-free and are easy to edit, amend, save and use again later. For more weekly and daily time planning tools see our weekly schedules and weekly planners (both undated). The templates are easy to use and fully editable, customizable and reusable – simply download, fill in your details, save and print. Or use these adjustable and flexible calendars in a myriad further ways for personal, business, leisure or academic applications, such as annual planner, meetings calendar, appointments calendar, weekly schedule sheet, weekly agenda, week-to-view printable diary, team planner, meal planner, for your weekly exercise routine and many more. ![]() ![]() Also usable as a project management tool, time management tool, deadline reminder, time tracking software, for process management, process optimization, team collaboration tool, for help desk administration, business administration, business intelligence and analytics, automation, forecasting, finance, accounting, financial planning, tax planning, sales and marketing, customer service, customer relationship management, process and supply chain management, data analysis, availability and booking, EMM, ERP/MRP, SCM, PLM, CRM, HR, reporting, project planning and project management, as time planner, staff and employee planner, work and vacation time planner, for employee time sheets, attendance tracking, time tracking, employee scheduling, employee absence tracker, people planner, multi-purpose agenda, general time management and as a business administration schedule or calendar. ![]() These weekly calendars are suitable for a wide variety of uses: wall calendar, desktop calendar, office planner, school, college, university, training and study calendar, training diary, sports training and fixtures calendar, home school planner and yearly calendar, teaching, lecture, tutorial, workshop and event planner, conference and event management planner, business, company, job and freelance work calendar, meeting planner, birthday tracker and memory aid, engagement, wedding, honeymoon, party, celebration and occasion planner, family planner, meal planner, budget planner, parents and children's calendar, holiday, travel, trip, gap year and sabbatical planner, kids' activities planner and tracker, ovulation and pregnancy calendar. ![]() Each week is on an individual, separately printable page - one for every whole and partial week of the year 2021. Practical, customizable and versatile 2021 weekly calendar sheets for the United States with US federal holidays.
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Create the best large-scale battle and show your skills.Complete the previous battles in order to open the next ones. ![]()
If you are going to initiate a wire transfer online through Bank of America, you simply need to first log in to Bank of America Online Banking. How to Send Wire Transfers Through Bank of America How to Send BOA Wire Transfers Online Here is a helpful guide on how to find your ABA and routing number with BOA. ![]() Routing numbers and the beneficiary BOA account number can all be found by accessing your BOA bank account online. If you’re transferring money to an account in Europe that does use IBAN, you can usually find it by visiting their website or asking the recipient for the number. The US doesn’t currently participate in IBAN, which means no American bank will provide you with an IBAN code. Some wire transfers might ask for an IBAN, which is a set of numbers that create a code for transfer in Europe. Bank of America address for incoming wires in foreign currency:.Bank of America address for incoming wires in US dollars:.Bank of America SWIFT code for incoming wires in foreign currency: BOFAUS6S.Bank of America SWIFT code for incoming wires in US dollars: BOFAUS3N.In terms of policies and other things to know about Bank of America wire transfers, you’ll likely need to know certain information to complete the transfer, such as the bank’s SWIFT code, bank address, and more. There are no limits to how much money you can receive through Zelle. If you’ve decided to use Zelle (as mentioned above, it’s integrated into the BOA online banking system for account users), the transfer limit is currently $2,500 per day or $20,000 per month, depending on the bank limits you have for your specific account. But, ACH transfer limits are currently set to $3,000 per day or $6,000 per month for standard delivery. In general, it depends on the type of account you have. There are transfer limits with most banks. Wire Transfer Policies and Limits at Bank of AmericaĪre there wire transfer limits at Bank of America? You bet. Again, the ability to complete a transfer via Zelle or any other money transfer app depends on the bank of the recipient, how much you’re sending, and where the bank is located. It’s free for most users (depending on the bank of the recipient) and is a great alternative to a traditional wire transfer. However, it’s important to note that you can also transfer money with your Bank of America account by using Zelle, a money transfer app that’s integrated into the BOA online banking system. ![]()
![]() Similar But Differentīoth the MMSE and the MoCA are routine cognitive screening tests rated on a 30-point scale. Physicians say caretakers and other professionals can help put their patients at ease by stressing that these tests are only meant to help. Like any test, especially those assessing cognitive abilities, the thought of participating can make older adults anxious. Lessig’s study found that the MoCA is more sensitive to subtle cognitive deficits in patients with Parkinson’s disease compared with the MMSE, though the MMSE is the more commonly used test. For instance, the MMSE has a heavy language component, but that’s not an area that tends to be as much a deficit of conditions like Parkinson’s or other forms of dementia, so that’s where the MoCA comes in at being a little more sensitive.” It seems to be a little better at looking in depth at some of the deficits that the MMSE might not pick up. “The MoCA has since gone on to be used for other diseases as well. “The MoCA is newer to the scene and originally just looked at patients with milder forms of Alzheimer’s,” explains Stephanie Lessig, MD, an assistant clinical professor at UCSD Neurosciences and VA Medical Center, who was lead author on a comparative study examining the use of the MoCA vs. Assessing many of the same areas as the MMSE, the MoCA is a little more in depth and includes tasks such as a clock-drawing test and a trail test (connecting the dots). Today, the Montreal Cognitive Assessment (MoCA), a newer test created in 1996, is also available. ![]() Created by renowned psychiatrist Marshal Folstein, MD, and introduced in 1975, the MMSE tests cognitive function by examining orientation, word recall, language abilities, attention and calculation, and visuospatial ability. In the past, testing for Alzheimer’s disease and other cognitive issues often meant turning to the Mini-Mental State Exam (MMSE) before any further testing was undertaken. The Montreal Cognitive Assessment, used to evaluate cognitive abilities, can better discern some deficits than the Mini-Mental State Exam. In this page you may see ht12e and ht12d library for proteus 8 related pages link And You're currently viewing a stripped down version of content. Here a video where I explained all of these Proteus li ies: 1 Arduino Li y for Proteus First of all you should download this Arduino Li y for Proteus. its a free service from our side).Our experts are ready to help you. ![]() Now i am living at Bhutan and i am studing in the college of science and technology and i am doing project.I will be thankful if i get the library.
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Rafter rafters tails ecovantage gazebo witches Rafter tails pergola Pergola rafter tails ibuildit ca Pergola Rafter Tail Design Template | Pergola, Rafter tailsĪttach the rafter tails pergola #pergolaplans How to make a small pergola How to design and cut signature rafter tails for a pergola 37 best pergola rafter tails images on pinterest For example, if a window pane is cracked because of a faulty foundation, that’s not the tenant’s fault. Even the reasonable wear and tear exception shouldn’t insulate a tenant from responsibility if the tenant fails to let the management know when something goes wrong in the home that might later result in worse damage. Another form of negligence is where the tenant fails to take steps that could prevent damage to the apartment. In short, did the tenant act prudently to preserve the property?įailure to Warn. If a tenant does something carelessly that the tenant should have known would cause damage, or if the tenant failed to do something that the tenant reasonably should have done to prevent damage, that’s negligence. How can you tell what is and isn’t ordinary wear and tear? There are three basic types of damages caused by a tenant that aren’t considered ordinary wear and tear. But a tenant who cuts a hole in the carpet or spills paint on it may be held responsible for the damage. A carpet worn from people walking on it is something you have to expect. What is NOT Ordinary Wear and Tear?Ī landlord can require a tenant to pay for damages if the tenant helped the aging process along or didn’t use the property in a normal way. Also, a tenant would not be held responsible for damage arising from using the property in a normal way. Even the most responsible tenant cannot prevent the aging process thus they will not be held responsible to pay for damages resulting from aging. Carpets become threadbare, and paint peels and cracks. For example, the carpeting in a home, or the paint on the walls, wears out in the normal course of living. In other words, ordinary wear and tear is the natural and gradual deterioration of the property over time, which results from a tenant’s normal use of the residence. The typical definition of ordinary wear and tear is “Deterioration which occurs based upon the use in which the rental unit is intended without negligence, carelessness, accident, or abuse of the premises or contents by the tenant or occupants of the household, or their invitees or guests.” We hope you enjoyed your stay, and wish you all the best in the future. Please do everything necessary to return the property in good, clean condition. Remember, it will always be less expensive if you take care of your own damages. ![]() Do not place trash and garbage in the recyclable cans, a fine will be incurred.Make arrangements to have your trash picked up before you discontinue service.If you are responsible for the lawn care: Mow, trim, and remove debris from yard.Schedule all utilities to be disconnected on the last day of your lease agreement.Repair, or have repaired, any damages that you or your pets may have caused.Clean and disinfect the bathrooms thoroughly.Make needed repairs to screens and screen doors.Clean all windows, secure all screens, and remove cobwebs inside and out.Wipe down walls pay special attention to areas around light switches, hallways, doors, and baseboards.If professional cleaning is required, Specialized Property Management will make those arrangements after move-out and charge the cost against your security deposit, per the lease agreement. Clean all appliances thoroughly, including microwave, range hood, inside of refrigerator, etc.Remove all trash and personal items from the home and yard.This will clarify the refund procedure and explain any additional charges which you may incur.įor more information pertaining to cleaning your unit and an explanation of security deposit deductions, please review the following: To assist us in making refunds to you promptly, we ask that you review the security deposit section of the Residential Lease Agreement that you signed when you moved in. (noon) on the day you have stated in your move out notice in order to avoid any scheduling problems or additional rent charges. ![]() When you move out, it is essential that you completely vacate the property and turn in the keys in to our office, by 12:00 p.m. When It’s Time to Move On, Please Follow the Guidelines to Ensure a Smooth Transition: I picked up an AMEX BCP and a NFCU Cash Rewards CC during the same time frame. This I immediately paid down to < 8.9 percent and gives me a 5 year installment with no payment due till 2024 and boosted me to 690s by November. I then opened accounts with NFCU and took out an SSL loan to give me an installment as I have no active mortgage, auto, or other installment. With all the above cleared up my scores had climbed from where they started to 670s by August 2019. I just threw money at them and paid them off along with the CO accounts mentioned above. I had couple of other active CC accounts held high balances to the total CL for each. I did not expect it to be so simple but within 30 days the account was deleted. I countered that if Cap1 will not allow me to make a payment then it would seem inappropriate to continue to report the deliquency. When I contacted them in early 2019 they indicated they were no longer pursuing payment for the account and their was no way for them to accept a payment from me. Cap1 never pursued this account which also charged off in 2013. I settled again for 50 percent which now has 0 balance and is reported as "Paid, Settled for Less" and will reach its 7 years fall off date later this year.Ģ. Cap1 CO from 2013 used Moss Law (I'm in Texas) and sued back in 2014 and won a default judgement against me. The Cap1 account held by PRA I was able to settle for 50 percent of the balance on record and they removed per their stated policy.ġ. My baddies were (3) Charge Offs from Capital One, (2) of which were still held by Capital One and (1) account that had been sold off to PRA. Am I just screwed if I may ask just seeing how your scores are so good, how did you personally deal with any charge offs/collections if any? Pay for delete? Let them fall off.? It just doesn't make sense because if it was sold to a collection agency how can they demand money from me? And also wouldn't it still be on my credit report with the collection agency even if I did pay her? And does this mean that it's now going to be reported by Commenity to the CRAs on top of the Portoflio reporting it too? Or that the clock is set all over again? I was going through a nasty divorce when this all went down and at the time I literally was homelsss for a bit that's why it went into collections. She told me that she did not have to send me that and wanted me to pay. It just doesn't make sense because if it was sold to a collection agency how can they demand money from me? And also wouldn't it still be on my credit report with the collection agency even if I did pay her? The collection agency is still reporting on my credit report so I thought that was really strange I didn't directly acknowledge ownership of the debt but I did give her my address and simply said that I wanted some sort of summary of what exactly community owns regarding this account. But while I had her on the phone I logged into my credit monitoring apps and sure enough The collection agency is still reporting on my credit report so I thought that was really strange I didn't directly acknowledge ownership of the debt but I did give her my address and simply said that I wanted some sort of summary of what exactly community owns regarding this account. So I stupidly called and the woman from Victoria's Secret card Comenity was immediately rude with me as soon as I gave her the last four of my social and she said I have a file hear that your account is in collections and we bought it back from the collection agency and tried to get me to pay. Well this happened before and when I called it in with some other card I don't remember now, it was just verifying some thing and then I was approved. went to submit and it kept bringing Me back to the top of the page. ![]() So I filled out the last four of my social etc. I had just gotten approved for two other Commenity card a few days ago with the shopping cart trick, (Express and Williams Sonoma), so I figured my foot was back in the door and why not go for this one too. So I was told online Tonight that I was approved for a card for $500 with Victoria's Secret and I thought well that's strange because it had gone to collections like five years ago and then I thought well maybe because it was charged off they're willing to give me another chance who knows. Ok, so I messed up and I know I did so please be kind but I'm really looking for some advice because the shopping cart truck has been working for me lately at least here in there and I'm trying to just increase my available credit in general, I have two collections accounts, one was for a Victoria's Secret card I had about six years ago that was sold to a collections agency about five years ago. You can create and share your artistic visions using a combination of AI-powered tools, design packs, advanced layer editing, retouching, color correction, and much more. In addition to PhotoDirector's capabilities as a customizable YouTube banner maker, the software has every editing tool you could ever want or need. ![]() That feature makes it quick and easy to create cohesive branding whenever you need something fresh for your channel. PhotoDirector also lets you design YouTube banner templates and save them to use later. With this software, you can create not only channel art, but YouTube logos, profile pictures, and thumbnails as well. PhotoDirector is perfect for making fast, simple banners, yet it still offers advanced tools for deeper editing. It features pre-set banner templates and background images, thousands of unique effects, stickers, and overlays, graphic design elements, and an intuitive user interface. Our best overall pick for a YouTube banner maker is PhotoDirector, a professional photo editing software. *Premium subscription available for $3.33/month Some also work hand-in-hand with other software creating a cohesive workflow, and are often bundled together for a lower price (for example, a photo editor and a video editor).ġ3 Must-Try YouTube Banner Makers for Stunning Channel Art 1. Choose a YouTube banner maker that checks off as many of these needs as possible. Maybe you are a photographer or graphic designer as well and need a program for your other jobs. If you have a YouTube channel, you also need software to create YouTube thumbnails, social media posts, and videos. To save time and money, it’s also important to think about what else you might need, besides a tool for creating a banner for YouTube. Is the background a personal photo, a stock image, just colors, and text, or maybe an illustration? Choose a YouTube banner maker with the appropriate tools to enhance your chosen background. Think about what kind of YouTube banner art you will be creating. ![]() Some are geared toward graphic design, and others have few graphic elements. Some YouTube banner makers are also fully-featured photo editors, and others don’t have any photo manipulation tools at all. ![]() Some of the choices below are intended for first-timers and don’t allow a lot of creative control. If you are a beginner, choose software with YouTube banner art templates, to make editing quick and easy.Īlternatively, if you are a seasoned banner art creator, you may want a program with advanced features that allows you to create from scratch and make precise edits. However, it’s always a good idea to read user reviews to make sure software is beginner-friendly, even if it claims to be on its site. We recommend trying a free version to make sure you like the software, then springing for an affordable premium version with all the tools included.īeginners will do well to choose any of the YouTube banner makers on our list, as they are all easy to use. You’ll notice many YouTube banner makers have tiered premium versions, and offer different tools at each price point. Many of the choices on our list offer a free version, however, these can range from fully-featured, to simply “try before you buy.” If you are set on using a free version, read the fine print to make sure the tools you use most, such as stock images or a background remover are included. YouTube banner makers range in price from free to hundreds of dollars. In this section, we list the top things you should look for to find the right YouTube banner maker for your channel. YouTube banner makers come in all shapes and sizes, which means you can find the perfect one to fit your specific needs. How to Choose the Best YouTube Banner Maker
![]() We have a dedicated in-house Graphic Design Team on hand to assist you. A 500px x 500px image will always be 500px x 500px, no matter what the pixel density is. When it comes to digital, people are often under the impression that the resolution should be set to 72dpi, but this is only a legacy value and it is image dimensions that are more important, because you are fitting a grid of pixels (your image) into a grid of pixels (the screen). An A3 photographic image may look fine with a resolution of 150dpi. When sending a graphic to print, it is recommended to use a resolution of 300dpi, but depending on the quality of the image and the size you’re printing to, you can often get away with using a lower dpi. Such sizes and resolutions can theoretically either be seen on a very minute or small screen with a whopping 4K panel or on largest screens with 16K or higher panels. ![]() High Resolution Resolutions are the ones that have a large number of Pixels Per Inch i.e. These devices are generally old devices when technology wasn’t this far or smaller devices like low-resolution mobile screens or low-resolution projectors, etc. Low Resolution Resolutions compromise of resolutions that are below 300 PPI but above 72 PPI. Knowing your paper size dimensions is one thing, but it is even more critical for us to understand how those paper sizes link up today in our world of computers in pixel size, for the best quality visual effect and print. We use computers for all the purposes around us, especially now in the fields of Graphic Design, Photography and Website Design. We include this for you on the product page, so you can clearly see the paper size you need for print, and the display size of the product so you can choose the one best suited to your available space.Ī Paper Sizes in Pixels: Low & High Resolutions Explained The frame of the product (if applicable) will then need to be added to the dimensions of the paper to give the overall size. ![]() Throughout our site, especially in our Notice Boards, Poster Cases and A-Board Pavement Signs, the display size will be given in either A4, A3, A2, A1 and A0. Whilst many large format printers work in rolls as well as ISO paper sizes, they are still widely used when discussing posters, small signage, pavement signs and billboards. Below we've compiled a size chart graphic to visually show the difference between the A-sizes. The ISO paper sizes are widely used in the printing industry. ‘A’ sizes are by far the most popular print size for posters and graphics, we also offer the following in standard dimensions, which we have detailed further down: We have several state-of-the-art printers in-house all equipped to print in various formats, sizes, on multiple material types and in different inks. If you require much larger prints, like Movie Posters (27 x 40), Billboards, Hoarding Panel Coverage, or anything else, please contact us for more information. Here we will talk you through the dimensions, pixel size for the best print for posters, and dapple into other sizes we commonly use. ‘A’ sizes are commonly used across the globe and in 99% of our own printing. The larger the size of the paper, the smaller the number - A10 is the smallest and A0 size is the largest. Put simply, the aspect ratio for A sizes is that two of one size will equate to one of the next size up. |
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